The concept of saving money is a very interesting one to many people. The reality is we all want to spend $3 instead of $5, right? Here are seven things you can do to right now to save money when it comes to excessive spending.
1. Give yourself a month
Have you ever heard of the 30-day rule? As a frugal guy, this is one of my favorite rules in spending. If you’re about to spend any more than $20 on something that is unnecessary, don’t. Instead, put the item down and wait 30 days to buy it. You’ll be amazed at how much money you save by not making unnecessary frivolous purchases.
2. Freeze your credit cards
I literally mean freeze your credit cards. It seems a bit extreme, but think of it this way. The average credit card comes with a 13 percent or higher interest rate. By simply not using credit cards as often, you’ll save a ton. So, get a plastic